Areas we serve
One office, in Des Plaines.
Clients come from Des Plaines and the suburbs around it. There is one office and it is on South River Road — no satellite addresses, no suite rented by the hour in a town I do not work in.
Where you live changes two practical things and nothing else. Below is what it changes, and the towns people actually call from.
What it does not change
Bankruptcy is federal law. A case from any town on this page is filed with the same court, under the same code, with the same means test and the same discharge.
Two things, not ten
What your address changes.
Which county court a lawsuit sits in
A credit card company or a collector suing you files in the county where you live. Most of the towns below are Cook County; Roselle is mostly DuPage. A few of these towns straddle a county line, so the county is something to check rather than assume — and it is the first thing to establish if you have been served.
A bankruptcy filing reaches that case wherever it sits. How the collection sequence runs.
How far you would drive, if you drive at all
Consultations are scheduled by phone, by Zoom or at the Des Plaines office. For the towns next to Des Plaines the office is usually the easy choice; from Palatine or Schaumburg on a weekday, Zoom generally wins.
Each one is a scheduled consultation with a consultation agreement signed first, and only that scheduled consultation is confidential.
The towns clients call from
Where people come from.
This is a list of towns, not a list of offices. A town gets its own page here only when there is something specific to say about filing from it; until then everything on the Des Plaines page applies just as well.
Des Plaines and next to it
The office is in Des Plaines, so these are a short drive. All Cook County.
- Des Plaines bankruptcy lawyer →the office
- Mount Prospect
- Park Ridge
- Niles
Around O’Hare
Cook County, and close enough that an office meeting is rarely the obstacle.
- Rosemont
- Schiller Park
- Norridge
- Elmwood Park
- River Grove
The northwest suburbs
Cook County. Further out, which is usually where Zoom earns its place.
- Arlington Heights
- Elk Grove Village
- Palatine
- Schaumburg
West, across the county line
Mostly DuPage County, which changes which county court a collection lawsuit sits in — not which bankruptcy court.
- Roselle
Not on the list? It is not a boundary. The list grows as clients come from somewhere new, and a case from anywhere in the Northern District of Illinois is the same case.
Wherever you are calling from
The three pages worth reading before you call.
Credit card debt you cannot pay down
Why the balance does not move, what the usual ways out really do, and what a creditor can do if nothing changes.
Read it →
The payoff calculator
Your own balances and rates, the years the minimum takes, and the interest it costs. It runs on your device and sends nothing anywhere.
Run your numbers →
The means test
Whether Chapter 7 is open to your household is a question about income against the Illinois median, not about the size of the balances.
Check the limits →
One call, from any of those towns.
Call to arrange a consultation by phone, by Zoom or at the Des Plaines office. Please leave only your name and number in a message.